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Fayda ID Ready
Qelebet SACCO Fayda ID & Telebirr Ready

The Enterprise Core Banking Platform for Ethiopian SACCOs

ቀለበት — ቀልጣፋ፣ አስተማማኝ እና ሙሉ በሙሉ በዲጂታል የተደገፈ የብድርና ቁጠባ ህብረት ስራ ማህበራት መድረክ።

Empowering Ethiopian SACCOs and Cooperative Unions with online registration, Fayda KYC, 4 loan interest engines, automated monthly savings interest, double-entry GL accounting, and instant Amharic SMS receipts.

Our Cooperative Financial Products

Tailored savings and credit services for Qelebet SACCO members.

SAV-INTEREST-FREE

Interest-Free Savings (ከወለድ ነጻ ቁጠባ)

Sharia-compliant, interest-free savings account. No interest earned or paid.

0.0% p.a. Interest Rate
SAV-MANDATORY

Mandatory Monthly Savings

Cooperative savings account.

5.0% p.a. Interest Rate
SAV-VOLUNTARY

Voluntary Savings

Cooperative savings account.

6.0% p.a. Interest Rate
LN-EMERGENCY

Emergency Loan

Cooperative loan product.

12.0% p.a. (Flat)
LN-INTEREST-FREE

Interest-Free Loan (ከወለድ ነጻ ብድር)

Sharia-compliant, interest-free loan for members. Repayment strictly principal-only.

0.0% p.a. (Flat)
LN-PERSONAL

Regular Personal Loan

Cooperative loan product.

10.5% p.a. (Declining Emi)
LOAN ESTIMATOR

Calculate Repayments

Estimate monthly payments using our declining balance EMI engine.


Monthly Installment ETB 4,407.22
Total Interest ETB 2,886.64